Car Insurance

Here is a list of car insurance features that you may find on a motor insurance policy, some of these features will be offered as standard on the policy and others you may have to add at an extra cost, it all depends on the insurer and what their current offer is. Here are some features;

Free courtesy car – get a replacement vehicle while yours is being repaired.

No claims discount – if you have more than five years claim free built up you could get a saving of up to 75%

No claims protection – It’s always a good idea to protect your no claims bonus, it could save you a lot of money in the long run.

Breakdown cover – Get roadside breakdown recovery assistance when you’ve broken down. Some insurers offer it for free as part of the policy and others offer a discount.

European driving coverage – Many insures offer coverage when driving in any EU country for between 30 and 60 days

Windscreen and glass replacement – Free and does not affect your no claims bonus; however some require a payment of up to £70.

Vandalism cover – Protection against damage to your vehicle from vandals.

Uninsured driver promise – Don’t worry about uninsured drivers you’ll still be covered.

Multi Car discount – Got more than one car in the family? The more cars you insure the bigger the discount.

Medical expenses – Medical attention cover.

Named drivers earn their own No Claim Discount

Road rage - Cover against road rage drivers.

Shopping cover – They’ll cover a certain amount of money for shopping items.

NCD protection against vandalism and malicious damage

In order to get a low cost car insurance policy don’t just add lots of features to your policy, these extra’s will cost you more money. Only add the ones you really need. Otherwise, just go for a no frills basic policy in order to save money but still give you the right protection you need.